Staying out of debt is way easier said than done lol.
I think we are probably around the same age.
Ive worked trade jobs most of my life, never enjoyed any of it enough to pursue any avenues too far. I got my commercial driver license to drive dump trucks, not tractor trailer semis. I enjoyed that the most.
I graduated high school 2007. Bopped around a bunch and worked everywhere, ended up meeting my wife in 2012 we got married in 2014. My wife has always worked in the restaurant business and is a Manager at a very popular big chain restaurant. She makes decent money (~65k), ok benefits. I worked for my county on the road department. I enjoyed it, a lot, i ended up on the culvert crew operating heavy equipment, removing and laying in new pipe, hauling materials and equipment to and from jobs. And on days we didnt have a job lined up, we would drive around all day and “check” things out. By now we have 3 kids, mortgage, car payments, medical bills, school bills, credit card debt (like less than $500 so im proud of that) insurance blah blah. So January of 2020 and I feel like my job just suit me financially anymore and I decided to switch to higher paying job delivering food/produce to restaurants. Pay was better, but i had to be at wake up for work at midnight 12:00, drive an hour away, get in my truck and drive again for another hour to get to the town/suburb/area i had to run that day, spend the 10ish hours doing my work, then the 2 hour drive back to shop, and then back home. My wife worked most evenings at the restaurant. Decent money (60-65k) but horrible family home time. Then covid hit and I was immediately laid off and have been since. The wife has stayed working but having kids and the schools shutting down all summer, day cares closed and still opening/reclosing to this day. Life wasnt really tough until this year. I have no idea what I want to for the rest of my life. I just turned 32 a couple months ago.
We have a nice spot, just a crap state to live. We have 2 acres backed up a field and and some woods. Nice, quiet, cozy. I would love to plant out half an acre one day, but the folks around here will have the police here in seconds if they think im growing “them darn drugs”. Maybe one day we will move to a more legal state.